2005 Buy Here-Pay Here Dealer Dealer Portfolio and Sales Data
|
| Delinquency-Contractual
|
|
|
|
|
|
1
to 15 days |
|
14.62% |
|
|
|
16
to 30 days |
|
3.49% |
|
|
|
31
to 60 days |
|
2.17% |
|
|
|
61
to 90 days |
|
0.79% |
|
|
|
over
90 days |
|
1.67%
|
|
| |
Total |
|
22.74% |
|
|
|
|
|
|
|
| Delinquency-Recency
|
|
|
|
|
|
1
to 15 days |
|
78.4% |
|
|
|
16
to 30 days |
|
14.0% |
|
|
|
31
to 60 days |
|
5.4% |
|
|
|
61
to 90 days |
|
1.5% |
|
|
|
over
90 days |
|
0.7% |
100% |
|
|
|
|
|
|
| Average Weekly Payment
|
|
$74.00 |
|
| Average Contract Term-weeks |
|
98 |
|
| Average Down Payment
|
|
$806 |
|
| Average Pick-up Payment
|
|
$295 |
|
| Average Cost of Unit
Sold |
|
$3,288 |
|
|
| ©2005
Leedom and Associates, LLC, First Reprint rights only to
IndependentDealer.com |
|
